1. Master the basic counting
Once your little one has mastered counting 1-100, it will be easy for her to identify numbers.
2. Teach your kid/s to skip counting
Skip counting will help your kids to know the denomination of the money easily. 5s, 10s and 20s will be the best starting numbers. Keep on practicing until they have memorized the numbers.
3. Introduce the coins and money bills
It will help them classify the different coins and money bills. You can help them by showing the real money or buy some play money to let them experience holding and the know the value of each piece.
4. Keep on practicing
Print some worksheet to let you know the kid’s knowledge, if they have grasped all the money lessons that you are teaching her. It is a better way to evaluate your kid/s understanding too and know where to focus.
5. Let them play the Money games
Upon searching the internet, I have also found some money games that will help your kids apply the learnings.
Here are the games that we have tried:
Grocery Cashier – it is game where the players will act as a cashier and will add all the grocery items, subtracting the payment and giving back the change. It also gave a time limit so we need to act fast to able to earn points.
I hope these tips will able to help you and your little one. Comment down below, if you have suggestions too.
I have come up with this article because I have learned this via research and based on my real-life experiences. Since our life has changed to a new different perspective because of what we called “New Normal”, for sure all of us learned dealing with our savings because of the pandemic that help us realized that we need to save our money. Why? Because life gets tough and will change in least, we expected it. Many jobs were lost during those times. Many businesses closed and declared bankruptcy. In my experience, we need to save a lot for emergency purposes. During those lockdowns and hoarding of food, we need to be ready. Lastly, the number one we need to take care of is our health.
Back to the topic, budgeting. What comes to your mind when you heard that word? For me, it is saving money and sorting your salary until the last centavos. It is hard to be serious with budgeting. We need to put it to action until it will become a habit to you. Based on these websites, here are the meanings:
Budgeting is simply balancing your expenses with your income. If they don't balance and you spend more than you make, you will have a problem. Many people don't realize that they spend more than they earn and slowly sink deeper into debt every year.
- My Money Couch Website
A budget is basically a financial plan for a defined period, normally a year that is known to greatly enhance the success of any financial undertaking.
- Investopia
- First, always add up all your income – salary from your employer, side hustles, allowance from someone, income from the businesses. This will be the basic stuff to know and to start with. Know the total amount of your income
- Track your expenses – write everything that you bought, paid for or anything that decreases the mount of your money. There are ways to track your expenses. You can use an app so it will be handy and always in your phone. Some people use google sheet or excel sheet to able to track the expenses extensively. Lastly, as an old soul like me, I prefer using a notebook and jot down all the expenses with my cute notebook for budgeting.
- Set your financial goals – have a financial goal. For example, this month I will save and lessen my debt. One year from now, I will be debt free. 5 year from now, I will have my own home. If you have a good credit with the bank, you will get a loan online with ease or any bank
- 50 / 30 / 20 budgeting plan – 50% of your income for the needs of yourself or your family, 30% for your income for wants and make sure your 20% of your income to savings and debt repayment.
- Avoid unnecessary purchases online or in store – always plan for your wants, if you see something shiny try to sleep first and check if the next day you still crave for the same item. If not, better for you. If you still want it, put it in your budget.
- Be consistent on your budgeting plan. Let it be a habit.
How about you? Do you have your own tips? Share it with us. Comment down below.
📍2nd Floor, Goldpack Bldg., Presidents Ave, Parañaque City
Last weekend, I had a chance to be pampered by Holistica Wellness and Aesthetics. It has been a long time since the last time I got myself to go to a wellness and aesthetics center because of pandemic. Besides, everything starts to be normal again. It is great timing to spoil ourselves again, right ladies?
Welcome aboard!
Holistica Wellness and Aesthetics offers a variety of services such as massages, manicure, pedicure, eyelashes extension, nail extension, hair salon services, botox, IV drips, hair removal services, facials and many more. You name it, they have it. Even, you are hungry they got you. They also offer healthy food, coffee and refreshments. It is truly a sanctuary for a lady like me and for those girls who needs TLC (Tender Loving Care) for themselves. It is the place to be. I am calling out the moms, the working moms, breadwinners, bride to be or just a vain girl. Come and visit this place. You DESURVE to be pampered. Start early by messaging them on Instagram or facebook page for an appointment. Especially during weekend, it is hard for walk-ins. It is mostly booked already. During weekdays, they have more time to accommodate walk-ins.
Garden, Bar and Cafe
If you and your girlfriends are looking for a place to surprise the bride to be, I will also recommend this place. They have a wonderful room for group of people, it could be a small group around 5 persons or up to 15 persons. They will attend to your needs. Here is the sample package:
For 5 pax – 8500 php+ (consumable for food and services)
- Spa room will be booked for 3 hours
- Manicure with gel polish (services depends on the client)
- Food (can choose from the menu)
For 15 pax – 20,000 php++ (consumable for food and services)
- Spa room and Garden / Bar Café will be booked for 5 hrs
- Food (pastas, pannis, cookies and lemonades)
- With decors and balloons
- Services (Foot spa, foot massage, manicure and pedicure)
This is the room where the Bachelorette will be held.
It is a good deal and good surprise for bride to be or for birthday celebrant too. It can be customizable; it depends on your mood. Call or message them ahead of time most probably 7 days or a month before the date of the celebration.
They have accommodating staff that will make you feel comfortable and even the owner, Ms. Gio is very hands on. She even toured me and showed me the place by herself. Thank you so much for your generosity. I will surely come back and tag along my mom and my sister.
For details, visit their social media accounts below:
- Instagram - https://www.instagram.com/holisticaph
- Facebook page - https://www.facebook.com/HolisticaWellnessAndAesthetics/
Since 2020, the year where the pandemic starts, it has changed a lot of dynamics in our life. From work, personal interest, stock markets, schools, real estate and mostly everything changed. Who would think that pandemic will still arise even though our world has become more efficient, advanced and grown to an exponential extent since the last pandemic hits the world? No one expected this.
During those days when COVID-19 started and entered in our country. I thought it will only last for a few months but here we are on our 2nd year. However, we are coping with it. We have our own health protocols to follow to able to avoid and fight the virus. Plus, the vaccines that was given to almost everyone in the world help us to avoid the risk to have COVID-19 fatally. Thank you so much for all the efforts of the scientists and researchers to make the world safe and sound again.
Let us go back to real estate, for the 1st year of the pandemic everyone was conservative in letting go of their money. No vaccines yet were available. Real estate declined. When things starting to change too, everyone was at home working or some people was no choice but to stay at home. The house was becoming crowded and more fights were established. People also started to buy pets like dogs, cats, hamsters, fish or any possible animal that can be a pet. The place what we called home was becoming a small place to breath in, especially those people who live in a small house, apartment or condominium.
In that kind of situation, when the world opened the markets again, life was becoming normal in the new normal again. People are started to look for a bigger place. Some might be looking for a backyard or garden for their new found hobby during this pandemic or for their pets to run wild and free. Some might be looking for a house with a room that can be turned as an office place. Some might be looking for a bigger house with more rooms on it because some of their family members are back at home.
For me, in our experience if the time comes that I will able to buy our new home, I want an office space because we started to work from home since pandemic. I also want a garden to be closer with nature, so I have space to breath and to meditate. I also need a room for our daughter because she is growing so fast. Lastly, a lovely huge kitchen to cook our meals.
So, what should we do to have a new home? We invest in real estate because according to Bloomberg, real estate sector has good stand in the market. Let's start to figure your loan or considering refinancing. I have used it. We think we can manage it. This is for our future and our daughter’s future I will not have second doubts about it. How about you, time to expand or buy a new home? Go for it!
