1. Master the basic counting  Cash back – this is a game the players will give change to the customers with the use of bills and coins. It has 3 difficulties of the game: easy, medium or hard).

Grocery Cashier – it is game where the players will act as a cashier and will add all the grocery items, subtracting the payment and giving back the change. It also gave a time limit so we need to act fast to able to earn points.

I have come up with this article because I have learned this via research and based on my real-life experiences. Since our life has changed to a new different perspective because of what we called “New Normal”, for sure all of us learned dealing with our savings because of the pandemic that help us realized that we need to save our money. Why? Because life gets tough and will change in least, we expected it. Many jobs were lost during those times. Many businesses closed and declared bankruptcy. In my experience, we need to save a lot for emergency purposes. During those lockdowns and hoarding of food, we need to be ready. Lastly, the number one we need to take care of is our health.

 

• First, always add up all your income – salary from your employer, side hustles, allowance from someone, income from the businesses. This will be the basic stuff to know and to start with. Know the total amount of your income

• Track your expenses – write everything that you bought, paid for or anything that decreases the mount of your money. There are ways to track your expenses. You can use an app so it will be handy and always in your phone. Some people use google sheet or excel sheet to able to track the expenses extensively. Lastly, as an old soul like me, I prefer using a notebook and jot down all the expenses with my cute notebook for budgeting.

• Set your financial goals – have a financial goal. For example, this month I will save and lessen my debt. One year from now, I will be debt free. 5 year from now, I will have my own home. If you have a good credit with the bank, you will get a loan online with ease or any bank

• 50 / 30 / 20 budgeting plan – 50% of your income for the needs of yourself or your family, 30% for your income for wants and make sure your 20% of your income to savings and debt repayment.

• Avoid unnecessary purchases online or in store – always plan for your wants, if you see something shiny try to sleep first and check if the next day you still crave for the same item. If not, better for you. If you still want it, put it in your budget.

• Be consistent on your budgeting plan. Let it be a habit.

How about you? Do you have your own tips? Share it with us. Comment down below.

 

📍2nd Floor, Goldpack Bldg., Presidents Ave, Parañaque City

Last weekend, I had a chance to be pampered by Holistica Wellness and Aesthetics. It has been a long time since the last time I got myself to go to a wellness and aesthetics center because of pandemic. Besides, everything starts to be normal again. It is great timing to spoil ourselves again, right ladies?

Holistica Wellness and Aesthetics offers a variety of services such as massages, manicure, pedicure, eyelashes extension, nail extension, hair salon services, botox, IV drips, hair removal services, facials and many more. You name it, they have it. Even, you are hungry they got you. They also offer healthy food, coffee and refreshments. It is truly a sanctuary for a lady like me and for those girls who needs TLC (Tender Loving Care) for themselves. It is the place to be. I am calling out the moms, the working moms, breadwinners, bride to be or just a vain girl. Come and visit this place. You DESURVE to be pampered. Start early by messaging them on Instagram or facebook page for an appointment. Especially during weekend, it is hard for walk-ins. It is mostly booked already. During weekdays, they have more time to accommodate walk-ins.

Garden, Bar and Cafe

If you and your girlfriends are looking for a place to surprise the bride to be, I will also recommend this place. They have a wonderful room for group of people, it could be a small group around 5 persons or up to 15 persons. They will attend to your needs. Here is the sample package:

For 5 pax – 8500 php+ (consumable for food and services)

For 15 pax – 20,000 php++ (consumable for food and services)

It is a good deal and good surprise for bride to be or for birthday celebrant too. It can be customizable; it depends on your mood. Call or message them ahead of time most probably 7 days or a month before the date of the celebration. 

They have accommodating staff that will make you feel comfortable and even the owner, Ms. Gio is very hands on. She even toured me and showed me the place by herself. Thank you so much for your generosity. I will surely come back and tag along my mom and my sister.  

For details, visit  their social media accounts below:

Image by Mohan Nannapaneni from Pixabay

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